Dun & Bradstreet

Disputing a Dun & Bradstreet (D&B) credit report involves several steps to ensure that inaccuracies or outdated information are corrected. Here's how you can go about it:

1. Review Your Credit Report

• Obtain Your Report: Get a copy of your Dun & Bradstreet business credit report. 
• Identify Errors: Carefully review all sections of the report, including company information, trade payments, financials, and public filings. Note any inaccuracies or discrepancies.

2. Gather Supporting Documentation

• Collect Evidence: Gather documents that support your claim, such as financial statements, payment records, invoices, and any correspondence with vendors, suppliers and creditors.

3. Submit a Dispute

• Online Submission:
  • D&B iUpdate Portal: Use the D&B iUpdate online portal to submit your dispute. You may need to create an account if you don't have one.
  • Input Details: Log in to the portal, navigate to the section where you can file a dispute, and provide the necessary details along with your supporting documentation.
• Phone Submission:
  • Contact Customer Service: Call Dun & Bradstreet's customer service at [phone] to initiate the dispute process. They will guide you on what steps to take and what documentation is required.
• Mail Submission:
  • Write a Letter: Send a detailed letter outlining the errors in your report. Clearly explain each error, referencing the specific sections of the report.
  • Attach Documents: Include all relevant supporting documentation to substantiate your claims.
  • Mail to: Dun & Bradstreet 103 JFK Parkway Short Hills, NJ 07078

4. Follow Up on Your Dispute

• Investigation Process: D&B will investigate the dispute by contacting your vendors, suppliers or creditors to verify the information.
• Check Status: Regularly check the status of your dispute through the D&B iUpdate portal or via communication from D&B. Respond promptly to any requests for additional information.

5. Resolution

• Outcome Notification: Once the investigation is complete, D&B will update your credit report if the dispute is validated. You will be notified of the outcome.
• Verify Changes: Obtain an updated copy of your credit report to ensure that the necessary corrections have been made.

Tips for a Successful Dispute

• Be Specific: Clearly state each error and provide precise details and evidence.
• Keep Records: Maintain a copy of all correspondence and documentation submitted for the dispute.
• Follow Up: Regularly monitor the progress of your dispute and be proactive in providing any additional information requested by D&B.

By following these steps, you can ensure that your Dun & Bradstreet credit report accurately reflects your company's creditworthiness.